Financing

BRAND PROMISE: Olson’s Furniture promises to “Provide You Knowledgeable, Friendly Service and Quality Products at Fair Prices.
Olson’s Furniture has partnered with the Home Furnishings Association (HFA) and Synchrony Financial to provide you with great opportunities to finance your home furniture purchases with special financing offers. Now you can get what you really want, quick and easy! Here are a few quick facts you need to know about the promotions we offer.
Shop our unbeatable deals now, take it home today*
with an Olson’s Furniture Retailer Credit Card.
CURRENT PROMOTION
 APPLICATION GREAT BENEFITS ACCESS 24/7 EASY TO USE
  • Complete an Application
  • Simple in-store approval
  • Same Day Transaction
  • A dedicated credit line to use again and again at Olson’s Furniture
  • Convenient monthly payments
  • Payment options – online or by mail
  • Make payments
  • View your balance
  • Update account information
  • Schedule up to your next 12 payments
  • And more
  • Use your card for future purchases of products we offer
  • No Expiration date
  • Cardholder-only special offers
  * Subject to credit approval. Minimum monthly payments required. See store or click here for details. We reserve the right to discontinue or alter the terms of this offer at any time. Credit is extended by Synchrony Bank.  

NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD
(DEFERRED INTEREST)

FREQUENTLY ASKED QUESTIONS

 How are my monthly payments calculated? How long will it take to pay off  my purchase? What is the interest rate? What is the promotional  period? 
  • Minimum monthly payments, based on a percentage of your account balance or a minimum amount, are required in accordance with the standard account terms.
  • It is very important to note that the required minimum monthly payments may or may not pay off your purchase by the end of the promotional period.
  • If you want to ensure that your purchase is paid before the end of the promotional period (to avoid interest), you should schedule additional or larger payments accordingly.
  • There will be information on your billing statement about how long it will take to pay off your account if you only make minimum payments.
  • Interest will be charged to your account from the purchase date if the promotional purchase balance is not paid in full within the promotional period.
  • Although interest will accrue at the standard rate applicable to your account, it will only be assessed and added to your account as a lump sum at the end of the promotional period if the promotional purchase balance is not paid in full by the expiration date shown on your statement.
  • To avoid paying interest, be sure to pay your promotional purchase balance by the expiration date.
  • Olson’s Furniture will usually have various promotions that offer 6-month, 12-month and/or 24-month financing promotions for qualifying purchases.
How do I avoid paying interest?
  • Pay your promotional balance in full before the end of the promotional period to avoid interest.
  • If you do not make a payment on time, you will be charged a late fee (see terms for details).